Free tool · FY 2025-26

India salary calculator

Calculate your in-hand salary after PF, PT and TDS — under both the old and new tax regimes, with Section 87A rebate and 4% cess applied.

Annual CTC (₹)

₹3 L – ₹1 Cr

State (for Professional Tax)

Annual PT for Karnataka: ₹2,400

Tax regime

New: lower rates, std. deduction ₹75,000, 87A rebate ≤ ₹7L. Old: 80C/80D/HRA deductions allowed, std. deduction ₹50,000, 87A rebate ≤ ₹5L.

Basic (40%)₹7,50,000

HRA (20%)₹3,75,000

Special Allowance₹3,53,400

Employer PF₹21,600

Gross₹14,78,400

Employee PF-₹21,600

Professional Tax-₹2,400

TDS (incl. 4% cess)-₹90,386

Taxable income

₹13,79,400

Base tax

₹86,910

87A rebate

-₹0

Annual in-hand

₹13,64,014

₹1,13,668 / month

We recommend the new regime for this CTC — you'd save approximately ₹98,187 per year.

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